Perfect for clients looking to address minor to moderate negative items on their credit report. This plan includes personalized disputes, monthly updates, and credit education designed to help you build long-term credit health.

What’s Included:

• Disputes sent to all 3 bureaus

• Monthly updates + progress tracking

• Credit rebuilding guidance

• SmartCredit setup required ($29.95/mo)

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Best For: Late payments, inquiries, small collections, recent negatives

📌 Recommended for short-term improvement.